I have had the honor to facilitate a Dave Ramsey F.P.U. class this summer through at River Park Community Church. We have four weeks to go of a thirteen week class. This class has literally changed a dozen lives this summer. There are couples in this class that have stronger marriages because they are finally working together as a team on family finances. We have parents that have changed their parenting styles and are now proactive with teaching their kids financial wisdom. We have a glass jar that is full of 15 credit card pieces! They were all cut up by class members who are determined to get out of debt. The honor is to witness all this life change take place! There is power when a small group of people gather together to keep each other accountable and celebrate wins.
If you've never taken this class, I highly recommend it. You can find one near you on Dave's website: www.daveramsey.com. If you can't make one soon, at least pick up and read his book "Total Money Makeover" and start to change your family tree!